How Long Does It Really Take to Buy a Home?

Buying a home doesn’t happen overnight. While the timeline varies, most buyers want to know: how long does it really take? Let’s break down the process step by step so you know what to expect. For help streamlining your journey, contact us via our Contact Page.

Step 1: Pre-Approval (1–2 weeks)

Getting pre-approved by a lender involves gathering documents (W-2s, bank statements, credit check). This step makes you a serious buyer.

Step 2: Home Search (Varies)

This can take a few weeks to several months, depending on inventory and how specific your criteria are.

Step 3: Making an Offer (1–3 days)

Once you find the right home, your agent prepares and submits your offer. Negotiations can last anywhere from a day to a week.

Step 4: Under Contract (30–45 days)

After an accepted offer, most closings take about a month to complete. During this time:

• Inspections are scheduled and completed

• Appraisal is ordered by the lender

• Loan underwriting is finalized

Step 5: Closing Day

On closing day, you’ll sign paperwork, finalize the loan, and receive the keys to your new home.

Total Average Timeline

From pre-approval to move-in, the process generally takes 2 to 4 months, though it can be shorter or longer depending on your market and situation.

Buying a home takes patience, but with the right preparation, it doesn’t have to feel overwhelming. If you’d like help mapping out your timeline, reach out via our Contact Page.